# Finance

Finance is the store's cash book: what came in, what went out and the month's
result. Sales, gateway fees, refunds, the Hystore subscription and partner
commissions come in on their own; the other expenses (hosting, plugins, team,
marketing) you enter yourself. With everything together, the store knows whether
it is making a profit.

The module is in the **Finance** group of the menu and must be on in **Settings >
Modules**, on a plan that includes Finance.

![The Finance overview: income, expenses, profit, margin, goals and budgets](shots/finance-overview.webp)

## The overview

In **Finance > Overview**, for the chosen period:

- **Income**, **Expenses**, **Profit** (or **Loss**) and **Margin**, each compared
  with the previous period of the same length;
- the **Store sales** panel: what was sold, the gateway fee, the refunds and the
  net sales;
- the month's **Goals** and the **Budgets** card, with how much of each limit is
  used;
- the income and expenses chart (day by day in one month, month by month across
  several), expenses by category and the summary of bills to pay.

Commission paid in store credits shows on its own card, outside expenses, because
it does not leave the cash.

> [!WARNING]
> The yellow warning at the top, like "sales paid by Stripe show without the
> gateway fee", means the fees are not confirmed yet. Click **Confirm fees** and
> check the table. See [Gateway fees](/en/payments/fees/).

## Pick the period

At the top, pick **From** and **To**: any month from the store's creation to the
current month. With a single month, the arrows move month by month. **All time**
takes everything from the store's creation until today. The same filter shows in
Entries, Reports and Reconciliation.

The day closes in the store time zone (the change link takes you to
[Store settings](/en/store/settings/#time-zone)).

## Monthly report and email summary

The **Monthly report** (or **Period report**) link opens the report ready to
print: income, expenses, result and margin with the comparison, the sales, the
categories, the period's entries and the open bills. **Print or save as PDF** opens
the print window; to keep the file, choose **Save as PDF**.

In the first days of each month, the store owner gets the summary of the month
that closed by email: result, income, expenses, the three heaviest categories and
the overdue bills. A month with no activity sends no email. To stop it, turn off
**Monthly summary by email** in **Finance > Settings**.

## The Finance screens

| Screen | What it is for | Guide |
| --- | --- | --- |
| Entries, Bills to pay, Recurring expenses, Categories | Day to day: entering expenses and income | [Entries and bills](/en/finance/entries/) |
| Budgets, Projection, Settings (goals) | Planning the month and the next ones | [Budgets, goals and forecast](/en/finance/planning/) |
| Reports, Marketing | Margin per product and server, campaign return | [Reports](/en/finance/reports/) |
| Reconciliation | The real fee the gateway charged and what is left to release | [Reconciliation](/en/finance/reconciliation/) |
| Hyler review | A reading of your finances made by AI | [Hyler review](/en/finance/analysis/) |

> [!TIP]
> Start by confirming the gateway fees and entering the recurring expenses
> (hosting, plugins, domain). With just that, the overview profit is already close
> to the real one.

Who can see and change Finance depends on the role: **View Finance**, **Manage
Finance** and **Receive budget alerts**. See
[Team and access roles](/en/store/team/).