# Reconciliation

The fee table is an estimate. **Finance > Reconciliation** shows the fee the
gateway really charged on each sale and the money it will still release to your
account.

![Reconciliation: real fee against the table and what is left to receive from the gateway](shots/finance-reconciliation.webp)

## How it works

Every 30 minutes, Finance checks the store's Mercado Pago, Stripe and PayPal, with
the credential already in **Settings > Payments**, read only. For each approved
sale, it stores the fee, the net amount and the release date.

- Where the real fee is known, it replaces the table's in the numbers.
- The rest is still estimated by the table confirmed on the gateway's card. See
  [Gateway fees](/en/payments/fees/).
- **Reconcile now** runs the check right away, without waiting the 30 minutes.

> [!NOTE]
> The real fee is what the gateway took from the sale. On a card paid in
> installments with interest paid by the buyer, the interest does not count as the
> store's fee, because the buyer pays it.

## The cards on the screen

- **Real against the table** shows whether the gateway charged more or less than
  the table would for the same sales. If the gap is big, adjust the table on the
  gateway's card.
- **Receivable from the gateway** adds the paid sales whose money has not been
  released yet, with the expected dates. The same number shows on the overview.

The period of the numbers is chosen in **From** and **To** or with **All time**;
what is left to release does not depend on the period.

> [!TIP]
> On Mercado Pago, the release term depends on your account option (right away, 14
> or 30 days). If **Receivable from the gateway** looks high, check that term on
> the Mercado Pago site.

PicPay does not report fees or payouts: its sales follow the table.